• A home buying checklist, home buying tips and tips on negotiating that will help you with the home buying process.

• Information about buying a foreclosed home or using a short sale purchase or buying a HUD home or bank REO, "real estate owned".

• More in-depth information about the homebuying process, renting vs buying a home, or building vs buying a home for the first-time home buyer.

• Information about home buying grants, home improvement grants, and home buying assistance and home buying programs.

• Information about going it alone and buying a home fsbo, buying a home without a Realtor vs. locating and using a home buying agent to teach you how to buy a house and to guide you through the process.

• Information about the types of mortgage loans, government loans such as an FHA mortgage or FHA loan or low interest mortgages.

• Discussion of credit score ratings and their importance in the home buying process, buying a home after foreclosure, buying a home after bankruptcy, improving credit, credit repair and buying a home with a lease/option.

Hi, my name is Tom Wemett and this is my website. I have over 35 years of experience as a full-time residential real estate broker with the last 18 years representing home buyers only as an exclusive buyer agent, exclusive buyer broker. It is my sincere desire and goal to help you learn how to buy a house and avoid common mistakes.

I currently own and manage Home Buyers Best Realty LLC, a company that represents home buyers only in the greater Albany, NY - Capital Region - including Troy NY, Schenectady NY, Saratoga Springs NY, Ballston Spa NY, Clifton Park NY, Colonie NY, Guilderland NY, Delmar NY, Bethlehem NY and Niskayuna NY.

This website is the culmination of 35 years of experience on both sides of the transaction. However, it is geared solely to the home buyer and to help both first time and seasoned home buyers avoid costly mistakes and potentially save thousands of dollars when buying a home.

Have a topic you don't see covered here that pertains to buying a home? Click here on our "Contact Us" link to be taken to a form for asking a question or providing us with a comment or suggestion. We welcome your participation in making this web site the top home buying information site on the Internet. Thanks for your help.

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